A budget that fills itself in.

No typing in receipts.

Spending and income come in from your bank and cards, already sorted into categories. No bank to connect? Bring a CSV from anywhere, or type it in.

• Purchases and paychecks pulled in from your bank and cards
• Sorted by category, yours to change
• Or import a CSV, or add it by hand

Start with a savings target, not seventeen categories.

Nobody budgets every category before they've spent a dollar. Tell WinLife how much of your pay you want to keep, as a percent or a dollar amount, and set category budgets later once real spending shows you where the money goes.

Payday to payday.

A month's pay is the paychecks that actually landed in it, so a three-paycheck month looks like one. Each year keeps its own budget, copied forward when the new year starts.

• A budget per year, per category
• Months counted by real paydays
• Income split by where it came from

What you kept.

Every month ends with what you saved, in dollars and as a percent of what you earned. Paying a friend back counts as settling up, not spending, so trips you fronted don't wreck the month.